{
  "version": 3,
  "scenarios": [
    {
      "id": "example-nicky-20000-from-a-pension",
      "name": "Example: Nicky takes £20,000 a year from a pension",
      "plan": {
        "version": 3,
        "household": {
          "relationship": "single",
          "spending": {
            "annual": 29000
          },
          "housing": {
            "mode": "own_outright",
            "homeValue": 300000
          }
        },
        "people": [
          {
            "id": "p1",
            "name": "Nicky",
            "birthYear": 1959,
            "birthMonth": 8,
            "lifeExpectancy": 90,
            "employment": {
              "salary": 0,
              "retirementAge": 67
            },
            "pensions": [
              {
                "id": "pension-personal",
                "name": "Personal pension",
                "kind": "personal",
                "balance": 400000,
                "growthRate": 5,
                "annualFeePercent": 0.5
              }
            ],
            "pensionWithdrawal": {
              "taxFreeCashMode": "ufpls",
              "method": "fixed_amount",
              "fixedAmount": 20000
            }
          }
        ],
        "accounts": [
          {
            "id": "isa-shares",
            "name": "Stocks and shares ISA",
            "type": "isa",
            "owner": "p1",
            "balance": 20000,
            "growthRate": 5
          }
        ]
      }
    }
  ]
}