{
  "version": 3,
  "scenarios": [
    {
      "id": "example-priya-120000",
      "name": "Example: Priya earns £120,000",
      "plan": {
        "version": 3,
        "household": {
          "relationship": "single",
          "spending": {
            "annual": 40000
          },
          "housing": {
            "mode": "own_outright",
            "homeValue": 650000
          },
          "strategy": {
            "surplusOrder": [
              "isa",
              "gia",
              "cash"
            ]
          }
        },
        "people": [
          {
            "id": "p1",
            "name": "Priya",
            "birthYear": 1970,
            "birthMonth": 2,
            "lifeExpectancy": 90,
            "employment": {
              "salary": 120000,
              "salaryGrowth": 2.5,
              "retirementAge": 60
            },
            "pensions": [
              {
                "id": "pension-workplace",
                "name": "Workplace pension",
                "kind": "workplace",
                "balance": 540000,
                "growthRate": 5,
                "annualFeePercent": 0.5,
                "contributionBasis": "percent_of_salary",
                "employeeContribution": 5,
                "employerContribution": 8,
                "contributionMethod": "net_pay",
                "contributionsEscalate": "salary"
              }
            ]
          }
        ],
        "accounts": [
          {
            "id": "isa-shares",
            "name": "Stocks and shares ISA",
            "type": "isa",
            "owner": "p1",
            "balance": 90000,
            "growthRate": 5
          }
        ]
      }
    },
    {
      "id": "example-priya-120000-pension",
      "name": "Example: Priya earns £120,000, spare income paid into a pension",
      "plan": {
        "version": 3,
        "household": {
          "relationship": "single",
          "spending": {
            "annual": 40000
          },
          "housing": {
            "mode": "own_outright",
            "homeValue": 650000
          },
          "strategy": {
            "surplusOrder": [
              "pension",
              "isa",
              "gia",
              "cash"
            ]
          }
        },
        "people": [
          {
            "id": "p1",
            "name": "Priya",
            "birthYear": 1970,
            "birthMonth": 2,
            "lifeExpectancy": 90,
            "employment": {
              "salary": 120000,
              "salaryGrowth": 2.5,
              "retirementAge": 60
            },
            "pensions": [
              {
                "id": "pension-workplace",
                "name": "Workplace pension",
                "kind": "workplace",
                "balance": 540000,
                "growthRate": 5,
                "annualFeePercent": 0.5,
                "contributionBasis": "percent_of_salary",
                "employeeContribution": 5,
                "employerContribution": 8,
                "contributionMethod": "net_pay",
                "contributionsEscalate": "salary"
              }
            ]
          }
        ],
        "accounts": [
          {
            "id": "isa-shares",
            "name": "Stocks and shares ISA",
            "type": "isa",
            "owner": "p1",
            "balance": 90000,
            "growthRate": 5
          }
        ]
      }
    }
  ]
}